Consumer Credit Counseling Service of Northwest Indiana, Inc. is a non-profit 501(c)(3) community action organization. Through a dedicated and highly trained professional staff, CCCS will:
- Provide a confidential and professional debt counseling regarding budget, credit and money management. Work as an intermediary between clients and their creditors to establish workable and responsible payment arrangements through debt management programs.
- Educate individual clients, as well as the community, on the wise use of credit and money management.
- Assist with housing needs through our Mortgage Counseling.
DEBT COUNSELING
Consumer Credit Counseling Service of Northwest Indiana, Inc. offers to clients one on one personal credit counseling service with a certified counselor.
A debt management plan is another way you can resolve credit problems and pay down your debt. Consumer Credit Counseling Service of Northwest Indiana, Inc. will serve as an impartial intermediary to negotiate with your creditors to establish a reasonable and mutually acceptable repayment plan. The program is tailored to have you the client debt free within 60 months.
BANKRUPTCY
CCCS is approved to issue certificates in compliance with the bankruptcy code. Approval does not endorse or assure the quality of an agencies service. After the counseling session has taken place, a registered certificate will be issued to the consumer to validate the effects and options of bankruptcy. The fee may be waived based on the client’s ability to pay. More importantly, we will be able to provide financial education and training for consumers who have serious financial difficulties. Being able to assist debtors in bankruptcy with the skills and the tools to avoid future problems is a positive and significant consumer benefit.
FINANCIAL EDUCATION
The client will learn how to create a budget and know what components are involved in a budget.We provide client with the ability to handle personal finances and make good money decisions. Upon the conclusion of this budgeting session, the client will know the difference between needs vs. wants. Client’s behavior about spending habits will change and they will begin to live within their means.
HOUSING
Consumer Credit Counseling of Northwest Indiana offers a comprehensive housing counseling program including:
- First Time Homebuyers Classes
- Pre-Purchase Counseling
- Post-Purchase Counseling
- Post-Purchase Counseling
- How to be a Knowledgeable Renter
If you would like more information about a CPR member agency near you Contact US
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